Intellectual Propert Rights

All materials provided on this Web Site, including but not limited to information, documents, products, logos, graphics, sounds, images, software, and services ("Materials"), are provided either by DebtQuote.org or by their respective third party manufacturers, authors, developers and vendors ("Third Party Providers") and are protected by applicable laws. All copyright, trademark, and other rights in the Web Site and materials as well as all services relating thereto, are reserved to DebtQuote.org and/or its Third Party Providers.

Use of Web Site Content

You may display, copy, distribute and download DebtQuote.org materials on this Web Site provided that: (1) the use of such materials is solely for personal, non-commercial and informational use and will not be copied or posted on any networked computer, broadcast in any media, or used for commercial gain; and (2) the materials are not modified in any way. Except as expressly provided in these Terms, none of the materials may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including but not limited to electronic, mechanical, photocopying, recording, or other means, without the prior express written permission of DebtQuote.org or the Third Party Provider. Also, you may not "mirror" any materials contained on this Web Site on any other server without DebtQuote.org's prior express written permission. This permission terminates automatically without notice if you breach any of these terms or conditions. Upon termination, you will immediately destroy any downloaded or printed materials. Any unauthorized use of any materials contained on this Web Site may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Trademark

The trademarks, service marks and logos of DebtQuote.org and others used in this Web Site ("Trademarks") are the property of DebtQuote.org and their respective owners. You have no right to use any such Trademarks, and nothing contained in this Web Site or the Terms of Use grants any right to use (by implication, waiver, estoppel or otherwise) any Trademarks without the prior written permission of DebtQuote.org or the respective owner.

Links to Third Party Sites

As a convenience to you and without endorsement, the Web Site contains links to web sites controlled by third parties. Such linked third- party sites are not under the control of DebtQuote.org and DebtQuote.org is not responsible for the content of any linked site or any link contained in a linked site. DebtQuote.org reserves the right to terminate any link at any time. You agree to assume all the risk of your use of any linked site. DebtQuote.org DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, TO ANY SUCH LINKED SITES, INCLUDING BUT NOT LIMITED TO ANY TERMS AS TO THE ACCURACY, OWNERSHIP, VALIDITY OR LEGALITY OF ANY CONTENT OF A LINKED SITE.

Access to Password Protected or Secured Area

Access to and use of password protected or secured areas of this web site is restricted to authorized users only. You will be asked to provide accurate and current information on all registration forms on this web site. You are solely responsible for maintaining the confidentiality of any username and password that you choose or is chosen by your web administrator on your behalf, to access this web site as well as any activity that occur under your username/password. You will not misuse or share your username or password, misrepresent your identity or your affiliation with an entity, impersonate any person or entity, or misstate the origin of any Materials you are exposed to through this web site.

Indemnification

You agree to indemnify, defend and hold harmless DebtQuote.org and its affiliates and their respective officers, employees, shareholders, directors, agents, vendors, contractors, and business partners from and against any and all third party claims, liabilities, damages, losses or expenses (including reasonable attorney's fees and costs) arising out of, based on or in connection with your access and/or use of this web site.

Warranties and Disclaimers

DebtQuote.org assumes no responsibility for accuracy, correctness, timeliness, or content of the Materials provided on this web site. You should not assume that the Materials on this web site are continuously updated or otherwise contain current information. DebtQuote.org is not responsible for supplying content or materials from the web site that have expired or have been removed. THE MATERIALS PROVIDED AT THIS WEB SITE ARE PROVIDED "AS IS" AND ANY WARRANTY (EXPRESS OR IMPLIED), CONDITION OR OTHER TERM OF ANY KIND, INCLUDING WITHOUT LIMITATION, ANY WARRANTY OF MERCHANTIBILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OR TITLE IS HEREBY EXCLUDED. IN NO EVENT SHALL DebtQuote.org OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES INCLUDING, WITHOUT LIMITATION, LOSS OF PROFITS OR REVENUES, COSTS OF REPLACEMENT GOODS, LOSS OR DAMAGE TO DATA ARISING OUT OF THE USE OR INABILITY TO USE THIS WEB SITE OR ANY LINKED SITE, DAMAGES RESULTING FROM USE OF OR RELIANCE ON THE INFORMATION OR MATERIALS PRESENTED ON THIS WEB SITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY EVEN IF DebtQuote.org OR ITS SUPPLIERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Terms of Use Changes

These terms of use may change from time to time, and we reserve the right to change these terms of use at anytime. It is your responsibility to periodically revisit this terms of use policy to review any changes. In order to track any changes to this terms of use, we will include historical revision date at the top of this document. We may also notify you by e-mail to the e-mail address you provided to us during registration via a DebtQuote, LLC website. It is your responsibility to provide us with your most current e-mail address